OUR PRODUCTS
We strive to be the exemplar of customer-centricity in insurance, where every aspect of risk transfer, from the sales process to claims, is singularly focused on serving our customers. We carefully select the businesses and intermediaries we work with, as well as our carrier and claims management partners, to ensure that every interaction point, from initial quote to renewal, is optimized for our customers. At every stage, we ask ourselves if we are doing the best we can for our customers.
Our constant iterative process ensures that we are always optimizing every part of our business to better serve our customers. We believe this approach will become the norm, as we know that relying on an asymmetrical information advantage is not a viable long-term business strategy.
WHAT WE OFFER
Our
Business Owner’s Policy
A Business Owner’s Policy (BOP) is a combination of general liability and commercial property insurance that helps small businesses protect against unexpected expenses related to property damage, medical payments, and lawsuits. It covers businesses with physical locations, equipment or inventory, and interactions with customers and the public. The cost of a BOP varies depending on the business's industry, location, and risks. A BOP covers all the items and general liability risks covered by commercial property insurance, as well as damage to other people's property, injuries to customers or vendors, and legal fees. Additional coverage can be added to a BOP, such as workers' compensation, commercial auto and other coverages and enhancements. A BOP provides the same amount of protection as a standalone general liability policy, with the added benefit of coverage for goods, gear, inventory, and the physical building.
Our BOP policy also includes an enhancement for Tools and Equipment Coverage
Tools & Equipment insurance is a type of insurance that provides coverage for tools and equipment used in various professions such as construction, plumbing, and cleaning businesses, among others. This insurance helps to pay for the replacement or repair of stolen, lost or damaged tools and equipment. It covers equipment owned by the insured, employee tools and clothing, and even borrowed equipment under the Select Pro or Pro Plus coverage. This insurance is important because it protects the insured from having to pay out of pocket for the replacement or repair of their essential gear.